(j) that the retailer may use a credit officer`s monitoring services to obtain updates when buyer information changes and the refund history, buyer`s account details and all late payment information may be disclosed to credit reporters who contain information about their system and may be disclosed to authorized users of credit reporting services; (b) The retailer may decide on any amount paid or credited by the buyer or guarantor in the Or, against another obligation of the purchaser or guarantor under an agreement, as determined by the retailer at the full discretion of the retailer. (c) the purchaser finds that all actual beneficiaries and agents enter into separate agreements with the retailer under which they enter into agreements with the retailer under the same terms as the purchaser`s agreements covered in point 22; and (d) that all information provided and made available to the retailer by the buyer, as well as the information provided by the deposit to the distributor by the deposit, are accurate and complete and that the buyer fully and effectively compensates the retailer for all debts, damages, losses, costs and charges that may occur to the retailer as a direct or indirect consequence of its reference to the accuracy and completeness of the information and/or information provided by the guarantor and/or other warranties and purchaser agreements contained in these clauses 22, 23 and 24, and the purchaser acknowledges that failure to disclose information to the retailer that provides inaccurate information may affect or prevent a favourable provision of a credit application to the retailer; If, at the time of termination of the contract, a credit is due to the buyer by overpaying an amount due under the contract, the retailer may deduct a processing fee before repaying that credit to the buyer. This purpose of this type of transaction is sometimes called a “credit offer” and, after the provision of goods or services, the party who received the receipt owes a commercial debt to the other party. This debt is repayable in accordance with the terms of payment of the contract. (f) the purchaser must, at the retailer`s request, obtain without delay any person deemed relevant by the retailer to its security situation the agreements and waiver declarations (also equivalent to those mentioned above) that the retailer may require at any time; (i) that the retailer may disclose to any credit provider mentioned in a credit report on the buyer information about the buyer`s creditworthiness and history; (e) if, for whatever reason, the purchaser does not provide all the necessary information or does not sign the agreement correctly or if the contract is not legally used by a buyer`s administrator, the surety undertakes, as a buyer, to enter into a new contract with the distributor for the sale and purchase of the security under the same terms as the agreement, but only for the remainder of the contract; and (h) that the retailer be authorized to disclose all information or information to credit reporters and that they can store information about their systems and pass it on to authorized users of the credit reporter`s services; (b) interest in security ensures obligations and payments due by the purchaser under this agreement and other previous or future agreements between the retailer and the purchaser; (f) that the purchaser authorizes the retailer to collect, store, store, retain, monitor and use all information received under this agreement, including for management, credit assessment and marketing purposes, as well as for the retailer`s obligations as a “reporting unit” in accordance with the AML/CFT Act and AML/CFT regulations; (iii) the buyer refuses payment of a sum owed to the retailer and the information is required from the credit agencies or legal or professional advisors of the retailer; Or if you are lagging behind, the lender may start collecting interest, which may be at a higher interest rate than usual.